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Save Money, Stay Merry

Christmas is the most wonderful time of the year. Families gather together to open gifts, eat a nice dinner, and spend the holidays together. When it comes to gifts, it is important to know what each person likes. Does this person like cars? Does this person like makeup? Yes, gift choice is crucial this time of year, but it can be inexpensive.

To avoid making pockets hurt or breaking the bank, make a budget plan for gifts ahead of time. Determine how much money one is willing to spend overall and how much to spend purchasing each gift for the person. In addition, track your budget. Know how much money one has spent to reduce the risk of overspending and ruining your budget for January.

Another way is to choose spending time with family over expensive presents. Some, if not all, people believe spending time together is more thoughtful and enjoyable than receiving a physical present. Learn to value experiences and time spent together rather than worrying about what they may want to receive.